There is a letter going around the email that bemoans the death of common sense. Common sense has already died, and it began its long death throws when the Credit Card was invented. The common sense method of saving up for something, then buying it when one could afford it was replaced by the mentality of instant gratification. When this changed, common sense began its long, slow death.
As a generation was brought into the world, with the instant gratification mentality well in place, we found ourselves with a generation that wanted everything NOW. Thanks to parents who were too busy trying to pay off debits because they kissed their precious baby's butts, and gave them what they wanted, we have a generation of ungrateful brats who have no maturity. They want everything now, including promotions they do not deserve. There is no work ethic. There is no courtesy. There is no one willing to work, and wait, for what they want. There is only debit, and debtors.
It became obvious that common sense was long dead, when how easily we could dig ourselves into the debit hole became a measure of our worth as human beings. People to whom your credit rating should not matter; like employers, landlords, insurance companies, and the like, are checking it, then making erroneous assumptions because of your credit score. Have a high one, then your butt gets kissed, and the world is your oyster. Have a low one, then you are the scum of the earth, and probably a criminal to boot. Never mind that because you do not have a job, and do not have a way to pay the bills happens to be how you ended up with a poor credit rating in the first place.
It has become a simple fact: Bad credit rating equals no job.
Common sense died when we changed from a cash-based economy to a debit based economy, and that is a simple fact.
You, as our governmental representatives, should be doing your level best to change this dangerous trend. Return the economy to a cash basis, instead of how easily one can become a debtor, and that will go a long way to turning the country around.
Maybe, this will give common sense a chance to be reborn.
